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Getting a Mortgage

How a Loan Forbearance Can Save Your House

Knowing you may lose your home because you can’t keep up with the mortgage payments is a terrifying prospect. And if your setbacks are just temporary, it can be even… (Read More)

Smart Financial Planning Must Come Before Homeownership

Whether you’ve got house envy about your best friend’s new place or just want to start building equity instead of renting, the first time you think about becoming a homeowner… (Read More)

7 Types of Loans: Which One Fits Your Needs?

Whether you’re looking for a new home or need to do some considerable remodeling, you’re probably going to need a loan. In order to choose the best one that best… (Read More)

Is a Second Mortgage Your Best Option?

Your home is much more than an asset in your financial portfolio. Your home is where you raise your family, host your guests and create warm memories. Your home is… (Read More)

Is a Subsidized Loan Right For You?

The world of loans can be overwhelming for a first-time home buyer. Understanding a whole new set of real estate terminology is difficult enough without having to deal with the… (Read More)

How to Get Mortgage Loan Paperwork Right the First Time

There is no getting around the paperwork involved in applying for a mortgage loan. Mortgage lending qualifications have tightened in a post-recession world—meaning whether you’re applying for a government-backed loan,… (Read More)

4 Options for Debt Consolidation You Need to Know

No one likes to have credit card debt, but plenty of consumers have accumulated too much of it over time. Debt consolidation is a solution many look to in order… (Read More)

Borrowing Against Your Home Equity Has Tax Benefits and Pitfalls

If you need funds to cover a purchase, pay off debt or remodel your home, you have a few lending options—including the use of home equity. You could use your… (Read More)

Escrow Accounts: What You Need to Know

With mortgages, homebuyers typically pay extra money into escrow accounts every month, along with their home loan payments. While a mortgage holder collects the principal and interest payments each month, they also can collect property tax and… (Read More)

Should You Choose Positive or Negative Mortgage Points?

While picking out a mortgage, you might be faced with the option of using positive or negative mortgage points, which can alter your interest rate and your closing costs. But…(Read More)

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REMAX Gulf Coast Realty Logo
Albert Baeza, Realtor
850-225-4538
albertnbaeza@icloud.com
Business Address:

28A Walter Martin Road NE, Suite A, Fort Walton Beach, FL 32548

License #BK3019376

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